Whether you are just embarking on your financial life or looking for a better banking relationship, count on Old Second for an option that addresses your needs. Click here to compare all of your personal checking account options. And if you already have a checking account with us and currently make use of our ATM/debit overdraft protection services, please take a moment to opt in—federal regulations require you to verify your choice to continue this service. Click here to opt in. If you do not wish to take advantage of these services, click here to opt out.OPEN AN ACCOUNT ONLINE
A great choice for anyone. $50 minimum opening deposit. No required minimum balance. eStatements are free. $3.95 monthly paper statement fee. Paper statement fee does not apply if primary account holder is 65 or better.BENEFITS:
An account suited for those with higher balances looking for tiered interest returns. $5,000 minimum opening deposit. eStatements are free. A $17 service charge will be imposed each month unless this account maintains an average daily balance of $5,000 during the statement cycle, or the primary owner on the account maintains a total average deposit balance of $20,000 or more in combined deposit and time accounts during the statement cycle.BENEFITS:
An account for those who need greater flexibility regarding their withdrawal options. The minimum opening deposit is $50. A $5.95 service charge will be imposed each month unless this account maintains an average daily balance of $1,000 during the statement cycle, or the primary owner on this account maintains a total average deposit balance of $5,000 or more in combined deposit and time accounts during the statement cycle, or has a direct deposit to the account during the same cycle.BENEFITS:
If you have at least one joint owner that is a Prime Time Club member (see Prime Time brochure for qualifications), then you qualify for Prime Time Checking. The minimum opening balance is $50.BENEFITS:
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Want to do a better job of managing your account to avoid overdraft fees? Take advantage of our online financial education program, Checking Navigator.