Whether you are just embarking on your financial life or looking for a better banking relationship, count on Old Second for an option that addresses your needs. Click here to compare all of your personal checking account options. And if you already have a checking account with us and currently make use of our ATM/debit overdraft protection services, please take a moment to opt in—federal regulations require you to verify your choice to continue this service. Click here to opt in. If you do not wish to take advantage of these services, click here to opt out.OPEN AN ACCOUNT ONLINE
A great choice for anyone. $50 minimum opening deposit. No required minimum balance. eStatements are free. $3.95 monthly paper statement fee. Paper statement fee does not apply if primary account holder is 65 or better.BENEFITS:
An account suited for those with higher balances looking for tiered interest returns. $5,000 minimum opening deposit. eStatements are free. $17 monthly fee unless average balance is $5,000+ or $20,000+ total balance in combined deposit accounts.BENEFITS:
An account for those who need greater flexibility regarding their withdrawal options. The minimum opening deposit is $50. $5.95 monthly fee or monthly direct deposit or $1,000 average balance or $5,000 total balance in combination of deposit accounts. $3.95 monthly fee for paper statements.BENEFITS:
If you are at least 55 years old and have combined balances of $10,000 or more in your Old Second deposit or wealth management accounts, you qualify for our "club" experience. The minimum opening balance is $50. Paper statement fee does not apply if primary account holder is 65 or better.BENEFITS:
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Want to do a better job of managing your account to avoid overdraft fees? Take advantage of our online financial education program, Checking Navigator.