Whether you are just embarking on your financial life or looking for a better banking relationship, count on Old Second for an option that addresses your needs. Click here to compare all of your personal checking account options.
Effective 7/1/2020 our Funds Availability policy will be changed as follows: The amount we make available for withdrawal by checks not subject to next day availability will increase from $200 to $225. Also, the amount available for withdrawal for large deposits, new accounts and the amount for determining a repeat overdraft, increases from $5000 to $5,525.OPEN AN ACCOUNT ONLINE
A great choice for anyone. $50 minimum opening deposit. No required minimum balance. eStatements are free. $3.95 monthly paper statement fee. Paper statement fee does not apply if primary account holder is 65 or better.BENEFITS:
An account suited for those with higher balances looking for tiered interest returns. $5,000 minimum opening deposit. eStatements are free. A $17 service charge will be imposed each month unless this account maintains an average daily balance of $5,000 during the statement cycle, or the primary owner on the account maintains a total average deposit balance of $20,000 or more in combined deposit and time accounts during the statement cycle.BENEFITS:
An account for those who need greater flexibility regarding their withdrawal options. The minimum opening deposit is $50. A $5.95 service charge will be imposed each month unless this account maintains an average daily balance of $1,000 during the statement cycle, or the primary owner on this account maintains a total average deposit balance of $5,000 or more in combined deposit and time accounts during the statement cycle, or has a direct deposit to the account during the same cycle.BENEFITS:
If you have at least one joint owner that is a Prime Time Club member (see Prime Time brochure for qualifications), then you qualify for Prime Time Checking. The minimum opening balance is $50.BENEFITS:
Learn more or contact a personal banker 877-866-0202.View Calendar
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Want to do a better job of managing your account to avoid overdraft fees? Take advantage of our online financial education program, Checking Navigator.
1Surcharges from the operator of the machine and/or by an automated transfer network may apply.
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