Checking options comparison chart

To help you select the right checking account to fit your current needs, the following chart provides a side-by-side comparison of the features offered by each of our account options.


 
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MONEY CONNECTION CHECKING1
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Convenience Plus Checking
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Premier Plus Checking
icon-osb-primtetime-checking
Prime Time Checking
Account qualifications, minimum balances, monthly fees No minimum balance or fees. $5.95 monthly fee or monthly direct deposit or $1,000 average balance or $5,000 total balance in combination of deposit accounts. $17 monthly fee or average balance of $5,000 or $20,000 total balance in combination of deposit accounts. 55 years + with $10,000 min in combined O2 Bank or Wealth Management accounts. No monthly fees.
Minimum opening deposit $50 $50 $5,000 $50
Interest/Minimum to Obtain

Click to see today's rates
N/A N/A Earns interest on balances over $5,000. Rate tiers: $5,000-9,999 $10,000-24,999 $25,000-49,999 $50,000+ Earns interest on balances over $500.
Perks & Benefits N/A 3 free non-O2 ATM w/d per month No charge for ATM balance inquiry. Free non-O2 ATM w/d Free member checks. Many other FREE benefits--ask banker or learn more here
ATM Balance Inquiry $1 per inquiry $1 per inquiry FREE $1 per inquiry
Statements $3.95/month fee for paper statements. Paper statement fee waived if primary account holder is 65 or better. $3.95/month fee for paper statements. Paper statement fee waived if primary account holder is 65 or better. Free eStatements or paper with check images. Free eStatements or paper with check images.
ATM Withdrawals at non-O2 or non-MoneyPass® ATMs2 $2 per w/d 3 free w/d (calendar month), then $2 per w/d. FREE 3 free w/d (calendar month), then $2 per w/d.
MoneyPass® Network ATM withdrawals2 FREE

Third party surcharge free withdrawals at 1000s of MoneyPass® network ATMs. For locations, visit moneypass.com or download the free MoneyPass® app for your iPhone® or Android™.
Transaction Limits Unlimited
Electronic Services FREE Online Banking with Email Alerts, FREE Online BillPay, FREE Mobile Banking and Text Banking, FREE eStatements with check images, FREE personal Online Financial Management, Deposit Scan, Mobile Deposit

For additional disclosure information, contact our Personal Bankers. Check printing fee depends on style of check ordered.

Information herein is subject to change without notice. See a Personal Banker for updated disclosures.
iPhone is a registered trademark of Apple, Inc.; Android™ is a trademark of Google LLC.

 

1Beginning June 1, 2019, Money Connection Checking will be renamed O2 Checking.
2Beginning June 1, 2019, O2 Debit Cardholders will have use of 55,000 Allpoint® surcharge free ATMs throughout US, Canada, Mexico, Australia, Puerto Rico and United Kingdom. (MoneyPass® ATMs will no longer be surcharge free for O2 Debit Cardholders after May 31, 2019.)