Wealth Management Transfer Your Wealth

Protecting your legacy is our life’s work.

Preparing for your future, your family’s future, and even for future generations is an incredibly important endeavor, but it doesn’t have to be such a daunting task. We make it our mission to expertly guide you through the complexities of changing tax and estate laws, volatile financial markets, and your own shifting personal circumstances. So you can focus on today while leaving a proud legacy for tomorrow.
Connect with a Wealth Management Expert

Wealth Transfer and Estate Planning

With over 100 years of experience in providing personal trust and estate planning services to families like yours, Old Second wealth management is such a resource. Contact a Wealth Management representative.

Are you ready for Prime Time?

Membership in our Prime Time Club is open to anyone who is at least 55 years old and meets certain deposit requirements. From discounts and free services to invitations to private performances, learn more about the benefits of membership here.

WORKING TOGETHER

You can rely on our wealth management experts to not only advise you, but serve as:

  • Trustee of your Revocable Living Trust or Testamentary Trust
  • Guardian of the estate of a disabled person
  • Executor of your estate
  • Agent for your investment account

WE PROVIDE

Working through your attorney, we help you establish well-planned trusts structured to provide you with:

  • Greater tax efficiency
  • Creditor protection
  • Flexibility (to adjust to changes in circumstances or tax laws)

OUR SERVICES

We are experts in the areas of taxation, trust law, trust administration and accounting and provide:

  • Planning for insurance needs (life, disability, personal, major assets)
  • Wealth protection planning
  • Creating entities to protect assets
  • Family legacy planning
  • Trust and estate administration
  • Consulting and planning for wills and trusts
  • Wealth accumulation, preservation and distribution strategies
  • Business succession planning/special needs/eldercare
  • Integration with tax and investment strategies
  • Corporate trustee/estate executor

Wealth management starts with knowledge

Sign up for our Wealth Management Weekly Update. Packed with news and views on the events that impact your financial life, we can help keep you informed. Click here to view past issues.

Charitable Giving Strategies

At Old Second, we understand the desire to preserve and protect your resources can extend beyond your family. Contact a Wealth Management representative.

YOUR VISION, OUR EXPERTISE

While giving is a highly personal decision and takes many forms, it still requires planning and a well-conceived strategy if its goals are to be accomplished. Whether you are interested in making a one-time gift or establishing a charitable remainder trust, our wealth management specialists can not only help you lay the groundwork for your legacy, but ensure it is built in a way that fulfills your vision.

WORKING TOGETHER

As an institution that is as deeply rooted in its communities as you are in yours, we can advise you in the:

  • Creation and administration of foundations
  • Donation of major gifts
  • Coordination of resources for grant-making
  • Review, selection and monitoring of recipient organizations
  • Implementation of tax-efficient gifting strategies

Are you ready for Prime Time?

Wealth management starts with knowledge

Investment advisory and financial planning services may be offered through River Street Advisors, LLC, a wholly owned subsidiary of Old Second National Bank. River Street Advisors, LLC is a registered investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that an investor's portfolio will match or exceed any particular benchmark.

Not insured by the FDIC nor any govt agency; Not a deposit or other obligation of, or guaranteed by, the depository financial institution; Subject to investment risks, including possible loss of principal amount invested.