For long-term planning, you can’t be short on trust.
Financial Planning
Planning requires a careful blend of forward-thinking, ongoing management and the experience to know that flexibility and communication are paramount to the process. Our wealth management team excels at consistently leveraging this blend to help you build and protect your assets.
All the tools and services you'll need
From calculators and online banking information, to a glossary of financial terms and answers to your most frequently asked questions. We can help you start anywhere you want. Try Tools.
WORKING TOGETHER
The plans we will make together can incorporate:
- Development of an Investment Policy Statement
- Investment recommendations
- Financial management and tax planning
- Retirement planning
- Estate administration
- Education funding
- Business succession planning
- Special needs/eldercare
WE PROVIDE
Ours is an ongoing commitment to meeting your evolving needs.
- Full-service portfolio construction and investment management
- Full-service brokerage, offering individual stocks and bonds and mutual funds
- Retirement and education planning
- Comprehensive recordkeeping for income-tax purposes
- Access to experienced investment management professionals
- Ongoing market research and analysis
Wealth management starts with knowledge
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Investment Management
With services adaptable to your needs, we can be as involved in managing your investments as you would like us to be.
WORKING TOGETHER
What we can do for you:
- Develop investment strategy based on your investment personality and goals
- Allocate assets to reflect your risk tolerance preferences
- Review and select among managers
- Monitor and report on your portfolio performance versus your goals
- Provide market research and security analysis
- Execute buy and sell orders on your behalf, according to agreed-upon guidelines
- Coordinate with your tax and estate planning strategies and personal advisors
FIDUCIARY DUTY
When you access investment management services through a bank trust department, you also gain access to highly trained professionals who operate from a point of fiduciary duty. We are legally bound to serve your best interest at all times.
- Full-service portfolio construction and investment management
- Full-service brokerage, offering individual stocks and bonds and mutual funds
- Retirement and education planning
- Comprehensive recordkeeping for income-tax purposes
- Access to experienced investment management professionals
- Ongoing market research and analysis
Investment advisory and financial planning services may be offered through River Street Advisors, LLC, a wholly owned subsidiary of Old Second National Bank. River Street Advisors, LLC is a registered investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that an investor's portfolio will match or exceed any particular benchmark.
Not insured by the FDIC nor any govt agency; Not a deposit or other obligation of, or guaranteed by, the depository financial institution; Subject to investment risks, including possible loss of principal amount invested.