Resources and Services
Rates
Your competitive rate comes with first-rate service.
We know offering competitive rates alone isn’t always enough to earn your business. That’s why we strive to give you the very best service with each and every transaction. So whether you’re looking for a checking or savings account, CDs, or an auto or personal loan, you can trust us for more than just a great rate.
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Savings and Money Market1OPEN AN ACCOUNT ONLINE |
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Balance To Earn APY |
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INTEREST Rate |
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APY |
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Min To Open |
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| Regular Savings | $0.00 | 0.02% | 0.02% | $250 |
| Junior Savers² | $0.00 | 0.02% | 0.02% | $10 |
| O2 Money Builder Savings | $1,000.00 - 9,999.99 | 0.02% | 0.02% | $1,000 |
| $10,000.00 - 24,999.99 | 0.02% | 0.02% | -- | |
| $25,000.00 - 49,999.99 | 0.02% | 0.02% | -- | |
| $50,000.00 - 99,999,999.99 | 0.05% | 0.05% | -- | |
| O2 Money Manager Money Market | $5,000.00 - 24,999.99 | 0.10% | 0.10% | $5,000 |
| $25,000.00 - 49,999.99 | 0.20% | 0.20% | -- | |
| $50,000.00 - 99,999.99 | 0.20% | 0.20% | -- | |
| $100,000.00 - 249,999.99 | 0.25% | 0.25% | -- | |
| $250,000.00 - 99,999,999.99 | 0.25% | 0.25% | -- |
Call for IRA rates.
APY - Annual percentage yield. APY is paid on the entire balance in the account.
1Rates may change after account is opened. Fees could reduce earnings.
²The account is governed by the Illinois Uniform Transfer to Minor's Act. Account is held in the name of a minor and managed by a custodian, and only the custodian may transact business on the account. When the child reaches the age of 18 years old the account will automatically change to a regular savings account in the name of the minor.
Effective as of
View our Calculators to calculate your interest.