Checking account rates

At Old Second Bank, we offer competitive rates on all our checking accounts.


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Checking1
OPEN AN ACCOUNT ONLINE
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Balance To Earn APY
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INTEREST Rate
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APY
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Min To Open
Money Connection Checking2 $0 0.00% 0.00% $50
Convenience Plus Checking $0 0.00% 0.00% $50
PrimeTime Club Checking $500 0.05% 0.05% $50
Premier Plus Checking under $5,000 0.00% 0.00% $5,000
Premier Plus Checking $5,000 - 9,999 0.05% 0.05% --
Premier Plus Checking $10,000 - 24,999 0.10% 0.10% --
Premier Plus Checking $25,000 - 49,999 0.12% 0.12% --
Premier Plus Checking $50,000 + 0.12% 0.12% --
Health Savings Checking under $1,000 0.05% 0.05% $0
Get $150* with new checking Click here to learn more

Call for IRA rates.
APY - Annual percentage yield. APY is paid on the entire balance in the account.
1Rates may change after account is opened. Fees could reduce earnings.
Effective as of 3/27/2019

2Beginning June 1, 2019, Money Connection Checking will be renamed O2 Checking.

 

View our Calculators to calculate your interest.