CD rates

At Old Second Bank, we offer competitive rates on all our CDs.


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CDs1
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MIn Balance To Earn APY
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Term
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INTEREST Rate
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APY

Certificates of Deposit

Customers with checking, savings, or money market accounts are eligible for relationship pricing.

$1,000 3 mo 0.05% 0.05%
Certificates of Deposit $1,000 6 mo 0.05% 0.05%
7-mo CD Special* $1,000 7 mo 1.49% 1.50%
Certificates of Deposit $1,000 12 mo 0.10% 0.10%
14-mo CD Special** $1,000 14 mo 1.98% 2.00%
Certificates of Deposit $1,000 18 mo 0.30% 0.30%
Certificates of Deposit $1,000 24 mo 0.40% 0.40%
Certificates of Deposit $1,000 30 mo 0.45% 0.45%
Certificates of Deposit $1,000 36 mo 0.55% 0.55%
Certificates of Deposit $1,000 48 mo 1.45% 1.46%
Certificates of Deposit $1,000 60 mo 1.49% 1.50%
         

Call for IRA rates.
APY - Annual percentage yield.
1A penalty may be imposed for early withdrawal.
Effective as of 9/26/2018

*APY (Annual Percentage Yield) and interest rate effective 9/26/2018 and subject to change without notice. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 7-month term to receive the stated APY. Substantial penalty for closing CD before maturity. Additions cannot be made to the CD during the term. CD will automatically renew for a 7-month fixed term at the rates and terms then in effect. Offer subject to change without notice.

**APY (Annual Percentage Yield) and interest rate effective 9/26/2018 and subject to change without notice. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 14-month term to receive the stated APY. Substantial penalty for closing CD before maturity. Additions cannot be made to the CD during the term. CD will automatically renew for a 14-month fixed term at the rates and terms then in effect. Offer subject to change without notice.

View our Calculators to calculate your interest.