Resources and Services Rates

Your competitive rate comes with first-rate service.

We know offering competitive rates alone isn’t always enough to earn your business. That’s why we strive to give you the very best service with each and every transaction. So whether you’re looking for a checking or savings account, CDs, or an auto or personal loan, you can trust us for more than just a great rate.
CHECKING | SAVINGS | CDs | AUTO & PERSONAL

To open a CD please visit one of our branches. Click here to locate one near you. 

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CDs1
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MIn Balance To Earn APY
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Term
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INTEREST Rate
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APY

Certificates of Deposit

 $1,000 3 - 11 mo 0.05% 0.05%
    12 - 29 mo 0.10% 0.10%
Certificates of Deposit $1,000 30 - 35 mo 0.15% 0.15%
Certificates of Deposit $1,000 36 - 59 mo 0.20% 0.20%
Certificates of Deposit $1,000 60 mo 0.25% 0.25%
 CD Specials*  $1,000 6 mo 3.70% 3.75%
     8 mo 3.45% 3.50%
    11 mo 3.21% 3.25%

Call for IRA rates.
APY - Annual percentage yield.
1A penalty may be imposed for early withdrawal.
*Must be opened with new money, not already on deposit with Old Second National Bank. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 6 month or 8 month term to receive the stated APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. CD will automatically renew for a 6 month or 8 month fixed term at the rates and terms then in effect. 6 month and 8 month CDs not available for IRAs. Offer subject to change without notice.
Effective as of

 

View our Calculators to calculate your interest.