CD rates

At Old Second Bank, we offer competitive rates on all our CDs.


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CDs1
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MIn Balance To Earn APY
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Term
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INTEREST Rate
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APY

Certificates of Deposit

$1,000 3 mo 0.05% 0.05%
Certificates of Deposit $1,000 6 mo 0.05% 0.05%
9-mo CD Special* $1,000 9 mo 0.50% 0.50%
Certificates of Deposit $1,000 12 mo 0.10% 0.10%
Certificates of Deposit $1,000 18 mo 0.30% 0.30%
Certificates of Deposit $1,000 24 mo 0.30% 0.30%
Certificates of Deposit $1,000 30 mo 0.35% 0.35%
Certificates of Deposit $1,000 36 mo 0.55% 0.55%
Certificates of Deposit $1,000 48 mo 0.60% 0.60%
Certificates of Deposit $1,000 60 mo 1.00% 1.00%
         

Call for IRA rates.
APY - Annual percentage yield.
1A penalty may be imposed for early withdrawal.
Effective as of 6/3/2020

*APY (Annual Percentage Yield) and interest rate effective 6/3/2020 and subject to change without notice. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID.  Money must remain on deposit for full 9-month term to receive the stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made to the CD during the term. Fees could reduce earnings on the account. CD will automatically renew for a 9-month fixed term at the rates and terms then in effect. Not available for IRAs. Offer subject to change without notice.

View our Calculators to calculate your interest.