Resources and Services Rates

Your competitive rate comes with first-rate service.

We know offering competitive rates alone isn’t always enough to earn your business. That’s why we strive to give you the very best service with each and every transaction. So whether you’re looking for a checking or savings account, CDs, or an auto or personal loan, you can trust us for more than just a great rate.
CHECKING | SAVINGS | CDs | AUTO & PERSONAL
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AUTO & PERSONAL LOAN Rates
APPLY FOR A VEHICLE LOAN APPLY FOR A PERSONAL LOAN
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APR
Auto Loans as low as 6.490*
Unsecured Personal Loans Contact us for rate

*APR = Annual Percentage Rate. Offer based on loan term of 36 months. Old Second Bank finances 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In value on vehicles five model years old or newer; 85% of the NADA Clean Trade-In value for vehicles six model years old. Acceptable collateral must be an auto with a model year of 2016 or newer. Mileage not to exceed 125,000 miles. The maximum interest rate for this offer is 9.49% with an APR of 9.49% and the minimum approved loan amount is $2,500.00. Purchasing a new 2023 model year vehicle from dealership with a loan amount of $20,000 for 36 months at 6.490% APR will result in an approximate monthly payment of $612.80. Rates current as of and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit approval.

View our Calculators.