Auto & Personal Loan Rates

At Old Second Bank, we offer competitive rates on all our loans.


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AUTO & PERSONAL LOAN Rates
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APR
Auto Loans as low as 5.228*
Unsecured Personal Loans Contact us for rate

*APR = Annual Percentage Rate. Offer based on loan term of 36 months. Old Second Bank finances 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In vehicles five model years or newer; 85% of the NADA Clean Trade-In value for vehicles six or seven model years old. Acceptable collateral must be an auto with a model year of 2012 or newer. Mileage not to exceed 100,000 miles. The maximum interest rate for this offer is 11.436% APR and the minimum approved loan amount is $2,500.00. Purchasing a new 2018 or 2019 model year vehicle from dealership with a loan amount of $20,000 for 36 months at 5.228% APR will result in an approximate monthly payment of $601.47. Rates current as of 12/3/2018, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. There is a $100.00 application fee.

View our Calculators.