At Old Second Bank, we offer competitive rates on all our loans.
icon-osb-loansAUTO & PERSONAL LOAN Rates
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|Auto Loans||as low as 5.234*|
|Unsecured Personal Loans||Contact us for rate|
*APR = Annual Percentage Rate. Offer based on loan term of 36 months. Old Second Bank finances 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In value on vehicles five model years old or newer; 85% of the NADA Clean Trade-In value for vehicles six or seven model years old. Acceptable collateral must be an auto with a model year of 2014 or newer. Mileage not to exceed 100,000 miles. The maximum interest rate for this offer is 11.75% with an APR of 14.489% and the minimum approved loan amount is $2,500.00. Purchasing a new 2020 or 2021 model year vehicle from dealership with a loan amount of $20,000 for 36 months at 4.730% APR will result in an approximate monthly payment of $597.00. Rates current as of and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit approval. There is a $100.00 application fee.
View our Calculators.