Personal Banking Card Services

You hold all the cards.

In an increasingly cashless society, you need plastic that’s molded to fit your life. From debit and credit cards to reloadable and employer payday cards, we’ve got a full range of options to give you more spending control than ever.
DEBIT CARD | CREDIT CARD | PREPAID CARDS | GIFT CARDS

O2 Debit Mastercard™

Enjoy the benefits of an O2 Debit Mastercard®.

  • Contactless tap-to-pay technology
  • Zero liability
  • Extended Warranty
  • Mastercard ID Theft Protection™
  • Satisfaction Guarantee
  • Mastercard Global Service™
  • Mastercard Airport Concierge™
  • Priceless Cities Offers & Experiences
  • Automatic Billing Updater (ABU)
  • Learn about more Card Management features within the O2 Digital Banking app.

Download the Mastercard® Consumer Benefits Guide PDF.

(Mastercard Businesscard® holders click here for more information.)

DEBIT CARD

Wherever you go, when you access your checking account through your debit card, you do so in a safe, secure and convenient way.

  • Payment is taken directly from your account, the way it would be if you wrote a check or used an ATM withdrawal to pay in cash
  • Free withdrawals at all Old Second ATMs with O2 logo
  • Unlimited withdrawals at 55,000 Allpoint® Network locations
  • Automatic record-keeping of all transactions
  • To activate your ATM/Debit Card 24-hrs a day, call 800-290-7893
  • To report your ATM/Debit Card lost or stolen, call 24-hrs a day to 888-297-3416 (or outside U.S. to 206-389-5200)
  • Load your card to popular digital wallets
LEARN ABOUT DIGITAL WALLETS

ALLPOINT®

Use your O2 Debit card for cash withdrawals at over 55,000 Allpoint® network ATMs and avoid third-party surcharges in the U.S., Australia, Canada, Mexico, Puerto Rico, and U.K.

  • You can locate an Allpoint® ATM by looking for the Allpoint® logo, visiting the Allpoint® Network website or by downloading the iPhone® or Android™ app to your smartphone. Look for the Allpoint® logo at many retailers, including Target®, CVS Pharmacy®, Walgreens®, Speedway® and more.
Download Allpoint® for iPhone®
Download Allpoint® for Android™

MASTERCARD®

Enjoy the benefits of an O2 Debit Mastercard®.

  • Zero liability
  • Extended Warranty
  • Mastercard ID Theft Protection™
  • Satisfaction Guarantee
  • Mastercard Global Service™
  • Mastercard Airport Concierge™
  • Priceless Cities Offers & Experiences

Download the Mastercard® Consumer Benefits Guide PDF.

Credit Card

Pay for purchases on your own terms.

Get important stats to help you with your finances

Get stats, facts, and more with our infographics. Click here to view.

ELAN® BUSINESS CREDIT CARD

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tool.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

For more information, call 1-877-866-0202, email us, or visit a branch.

Already have a card with us? Check your credit card balance.

ELAN® CONSUMER CREDIT CARD

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of
    locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases
    when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

For more information, call 1-877-866-0202, email us, or visit a branch.

Already have a card with us? Check your credit card balance.

Prepaid Cards

When giving or carrying cash doesn’t seem
like the right option, consider using one of
our prepaid cards instead. Whether you use these cards as gifts, to pay an allowance to your children or you decide it would be more convenient to receive your salary on one,
we have an option that will suit your need.

Financial Calculators

Try our free online financial calculators, including:

  • Auto, Budget, Debt, Home Equity Loans, Mortgages, Retirement, and Savings

Click here to use our online calculators now.

GIFT CARDS

It's a gift that always fits, comes in the right color and will be exactly what the recipient wants.

BENEFITS:
  • May be purchased for amounts between $25–$1,000 through lobby tellers at any Old Second branch
  • Available to Old Second customers
  • Gift cards have a prepaid balance
  • Accepted by the more than 19 million merchants that accept Visa®
  • May be used as many times as the recipient chooses, until all of the card’s balance has been used or the card expires
  • $5 purchase fee per gift card
  • View Gift Card Terms & Conditions
  • Gift cards are not FDIC insured. 

Report lost/stolen or view balances by clicking here or by calling 1-866-244-5360.

PAYDAY CARDS

Access your salary more quickly.

BENEFITS:
  • Available to employees of businesses that are Old Second customers and offer employees direct deposit
  • 24/7 access to funds—no rushing to the bank or check-cashing facility to cash a payroll check
  • Eliminates high check-cashing fees
  • Safer than carrying cash since replaceable if lost or stolen
  • Funds added to the card are immediately available
  • ATM cash withdrawal/POS wherever Mastercard® is accepted/can set up recurring payments or transfers
  • Can use card in person/on the telephone/online
  • View Payday Card Terms & Conditions (PDF)

For information regarding cards issued AFTER 3/1/2019 call 1-800-554-2707. Balances may be monitored online by clicking here.

For information regarding cards issued BEFORE 3/1/2019 call 630-264-3286 for more information.

iPhone® is a registered trademark of Apple, Inc.; Android™ is a trademark of Google LLC. Target® is a registered trademark of Target Brands, Inc.; CVS Pharmacy® is a registered trademark of CVS Pharmacy, Inc.; Walgreens® is a registered trademark of Walgreen Co.; Speedway® is a registered trademark of Speedway LLC.; Allpoint® is a registered trademark of Cardtronics plc and its subsidiaries. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. ©2018 Mastercard. All rights reserved. Mastercard Global Service™, Mastercard Airport Concierge™ and Mastercard ID Theft Protection™ are trademarks of Mastercard International Incorporated, used pursuant to a license. All rights reserved. Visa® is a registered trademark of Visa International Service Association.  American Express is a registered trademark of American Express Marketing & Development Corp.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

Get important stats to help you with your finances

Financial Calculators