Your success is our goal

Could your business benefit from used or new equipment? Is your cash flow streamlined? Is your business model optimized for seasonal fluctuations? These are just some of the questions our Equipment Finance experts can help you solve.

Old Second Equipment Finance is a division of Old Second National Bank.



We are a direct lender/lessor offering a wide range of financing and leasing solutions to help you conserve capital and support your business objectives.

  • Up to $350k application-only
  • Leasing Products
  • Refinancing
  • 100% Financing
  • Traditional Debt Financing
  • Low or no down payments
  • Long term, fixed-rate (3–8 year schedule)
  • Payment options (Skip, Seasonal, Balloon, Deferred)
  • Rental Fleet/House Financing
  • Vendor and Manufacturer Programs
  • Click here to learn more or apply online


Our solutions can help your business stay on top of seasonal fluctuations, market forces, and other industrial factors.

  • Commercial Construction
  • Residential Construction
  • Environmental
  • Manufacturing
  • Crane Operation
  • Excavation
  • Farming
  • Medical
  • Drilling (incl. mine, quarry, water, well)
  • Motor Coach Operation
  • Road Construction
  • School Bus Operation
  • Trucking (inter- and intra-state)
  • And more!


We understand that success is the driving force behind every decision you make for your business. That’s why our Equipment Finance experts manage the application process from beginning to end. Contact an Equipment Finance team member to get started.

  • Count on our experts to help you get your equipment at the right time.
  • Streamlined process with consistent feedback.
  • Quick approval turnaround with application-only programs.
  • Superior customer service and williningness to lend.
  • Customized financing and leasing terms.

Treasury Management

Explore high-tech Treasury Management solutions for your business. Learn more.

Equipment Finance Team

Timothy Woodcock

Tracy Labanowski

Dana Pike

Don Chadwell

Mark Kaye

Linda Reed