Helping employees plan for their futures

Employers have many reasons for wanting to help their employees prepare for their retirement years. At Old Second, we offer the plan solutions they need. 



As an experienced plan administrator, we work with each of our corporate clients to develop a cost-effective benefit solution that reflects their unique objectives. We can analyze existing plans to make suggestions to improve participant satisfaction, or we can convert it to a new plan with minimal disruption or frustration.


The benefits to working with Old Second on your plan include:

  • Plan design flexibility: 401(k), profit sharing, 403 (b), 457 and defined benefit pension plans
  • Solid history of generating long-term results for clients
  • An open architecture platform to suit your investment needs
  • Timely and accurate record-keeping—on both a daily and balance-forward basis
  • Effective employee communications through Web-based, interactive, on-site meetings and customized materials
  • Proven expertise that comes with nearly 50 years of experience as a professional retirement plan trustee

Investment advisory and financial planning services may be offered through River Street Advisors, LLC, a wholly owned subsidiary of Old Second National Bank. River Street Advisors, LLC is a registered investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that an investor's portfolio will match or exceed any particular benchmark.

Not insured by the FDIC nor any govt agency; Not a deposit or other obligation of, or guaranteed by, the depository financial institution; Subject to investment risks, including possible loss of principal amount invested.