Hassle-free business checking solutions
Our small business checking packages bundle all the features your business needs–and only those features–with the convenience and quality of service you may not be expecting from a small business banking program.
START BANKING PACKAGE
BUSINESS FREE CHECKING
- 102 free transactions per month1
- 102 free cash units per month ($50=1 cash unit)1
- No monthly maintenance fee
START BUILDING PACKAGE
BUSINESS CHOICE CHECKING:
- 202 free transactions per month1
- 202 free cash units per month ($50=1 cash unit)1
- $12 monthly maintenance fee waived if minimum deposit relationship met4
- Sweep account to Business Builder Savings or Business Money Market5
ALL PACKAGES INCLUDE THE FOLLOWING
BASIC E-SERVICE BUNDLE
- Free Basic O2 Online Banking
- Free O2 BillPay
- Free O2 eStatements
- Free Mobile and Text Banking
ADDITIONAL FEATURES
- $100 minimum to open
- Overdraft sweep protection
- Business debit card
- Remote deposit by mobile device or scanner3
- Loan and line of credit3
OPTIONAL FEATURES
- Employee gift cards
- Payroll cards
- Lockbox services
- Retirement services (SEP, 401(k), IRA)
- Health Savings Accounts
- Personal checking
- Merchant Card Processing – accept credit/debit payments through your mobile device or a terminal.
- O2 Online Cash Management – ACH, wire transfers, and Positive Pay are available with this feature. Also includes access to Business Laddered CDs, Business Money Market, and Business Builder Savings
1$0.35 for each additional. 2$10 per OD sweep from Business Builder Savings or Business Money Market. 3For qualified accounts. Ask about related fees and conditions. 4If core personal and business deposits are at least $25,000 or customer maintains $100,000 in time or loan balances. 5Free self setup through O2 Online Banking. For full fee disclosures, contact an Old Second representative (1-877-866-0202 • www.oldsecond.com)