Planning requires a careful blend of forward-thinking, ongoing management and the experience to know that flexibility and communication are paramount to the process. Our specialized, in-house wealth management team excels at consistently leveraging this blend to help you build customized solutions to protect your assets.
Together, we will customize a plan that will include all or a portion of the following, depending on what is appropriate for you:
Ours is an ongoing commitment to be the single source to meet your needs today and as they evolve over time. That means you receive access to a full complement of services from within a boutique setting.
With services adaptable to your needs, we can be as involved in managing your investments as you would like us to be.
What we can help you accomplish:
When you access our comprehensive, in-house investment management services, you enter into a relationship with highly trained bank trust department professionals who operate exclusively from a point of fiduciary duty. We are legally bound to serve your best interest at all times.
When it takes a lifetime to build a legacy, you want it to last for generations…along with the advisor you entrust with it. Providing for your future, that of your family and future generations requires being able to rely on a resource that can expertly guide you through the complexities of changing tax and estate laws, volatile financial markets and your own shifting personal circumstances.
As a community resource, one that may even have been working with you as you built the legacy you know want to protect, you can rely on us to not only provide expert advice, but serve as:
Working through your attorney, we help you establish well-planned trusts structured to provide you with:
The truest measure of the trust you can place in us comes from our long history of providing services that include:
Given our wealth of experience as an organization and as individuals, we provide the full complement of wealth management solutions and services you need, while maintaining the level of personalized service you expect from a boutique wealth manager.
Richard A. Gartelmann, Jr. CFP®
Chief Executive Officer
Richard A. Gartelmann Jr. currently manages the Bank’s Wealth Management Division and serves as Chief Executive Officer of River Street Advisors. With over 20 years of trust and investment experience, Rich manages individual and institutional relationships. Rich is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. He earned a bachelor of arts degree from Governor’s State University, a master’s of business administration from St. Xavier University, and has attended Cannon Trust School.
Steve Meves, CFA
Managing Director - Chief Investment Officer
Steve has over 18 years of investment experience managing investments for trust clients, high-net-worth individuals and institutional relationships. He manages the Investment Team that is responsible for our investment strategy, market research, security analysis, and portfolio management. He also manages client portfolios.
Steve has a B.B.A. in Finance, Investments & Banking and a B.A. in Economics from University of Wisconsin – Madison. He also has a M.B.A. from University of Chicago Booth School of Business and is a Chartered Financial Analyst®.
Steve is a member of the CFA Society of Chicago and of the CFA Society of Milwaukee.
Jacqueline A. Runnberg, CFP®
Managing Director - Wealth Advisor
Drawing on over 20 years of Investment and Trust experience, Jacqueline serves as a trusted advisor and CERTIFIED FINANCIAL PLANNER™ professional. She advises and guides high net worth individuals, families and business owners in the planning and management of their wealth. Utilizing our distinct and comprehensive approach she brings an integrated team of credentialed specialists to clients to provide advanced financial planning, investment and money management, tax planning, estate planning and administration, charitable giving and wealth transfer. This collaborative approach ensures our clients receive relevant and professional advice in our delivery of a comprehensive Wealth Management Strategy.
Jacqueline is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. She earned a BA from Michigan State University and completed the Certificate Program in Financial Planning from DePaul University.
She is a member of the Financial Planning Association and the Fox Valley Estate Planning Council.
Brad Johnson, CFA, CFP®
Managing Director - Senior Portfolio Manager
Brad Johnson brings over 8 years of financial industry experience to his role as a Managing Director - Senior Portfolio Manager with River Street Advisors. Brad manages individual and institutional relationships. Brad earned a Bachelor of Science in Finance degree from the University of Illinois Urbana-Champaign as well as a Master of Science in Finance degree also from the University of Illinois Urbana-Champaign. He is a holder of the FINRA 65 license and has the designations Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER™ professional.
Chief Compliance Officer
David Bach is responsible for administering the firm’s compliance policies and procedures. David has over 25 years of banking experience primarily in internal audit and compliance with extensive experience in asset management and fiduciary activities reviews.
David has a B.S. in Business Administration from Illinois Wesleyan University, has his FINRA Series 65 license, and maintains his Certified Internal Auditor designation.
Sandra Nies brings over 20 years of banking industry experience to River Street Advisors. Ms. Nies serves as an advisor to high net worth individuals, families, and business owners. She is responsible for coordinating the efforts of a relationship based team that includes investment professionals, financial planners, trust services, and estate specialists.
This approach ensures our clients receive relevant and professional advice in our delivery of a comprehensive Wealth Management strategy. Sandra is a holder of the FINRA 65 license.
Amy Lynch is a Wealth Advisor for River Street Advisors. She collaborates with managing directors and fellow advisors to provide personalized investment management and financial planning services to River Street’s clients. She assists in the preparation of customized comprehensive financial plans and portfolios, as well as provides administrative support to Portfolio Managers and clients.
Ms. Lynch earned a Bachelor of Business Administration in Finance Degree from Governors State University. She is a holder of the FINRA Series 65 license and is currently working to obtain the CFP designation to further broaden her planning and investment knowledge.
Mike Demski is responsible for development and management of client accounts, management of stock and asset allocation models, portfolio analysis, evaluation of mutual fund managers, and quantitative and qualitative security analysis. He earned a bachelor’s degree in finance from Northern Illinois University, has a FINRA License Series 65, and is a CFA Level II Candidate.
Investment Research Analyst
Luke Winkle is an Investment Research Analyst with River Street Advisors. He is responsible for the management of stock and asset allocation models, portfolio analysis, evaluation of mutual fund managers, quantitative and qualitative security analysis, and trade execution. Luke earned a Bachelor of Science in both Finance and Information Technology from Marquette University. He is also a holder of the FINRA 65 license.
River Street Advisors, LLC, a wholly owned subsidiary of Old Second National Bank is a registered investment adviser and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that an investor's portfolio will match or exceed any particular benchmark.
Not insured by the FDIC nor any govt agency; Not a deposit or other obligation of, or guaranteed by, the depository financial institution; Subject to investment risks, including possible loss of principal amount invested.