Get a $125 cash bonus1 and more

You can get up to $125 cash bonus1 and 1.50% interest rate for 6 months (0.82% APY on balances of $25,000 - $49,999; 0.83% APY on balances of $50,000 or more).4  Just open a Money Connection Checking account with a Money Builder Savings account. With Money Connection Checking, you'll have no monthly fees when enrolled in eStatements.3 And there are no minimum balance requirements.



When you include a Discover Debit Card2 and free online banking with your Money Connection Checking, you'll get $75. If you add Direct Deposit transactions, you'll get an extra $50.1 That's right, up to $125! 

Open yours today at any Old Second location or open an account online.


When you add a Money Builder Savings account with $10,000 or more, you'll earn 1.50% interest rate for 6 months (0.82% APY on balances of $25,000 - $49,999; 0.83% APY on balances of $50,000 or more).4

Open yours today at any Old Second location or open an account online.

(1)Up to $125 cash bonus offer is open only to new personal checking account relationships with Old Second that are opened with money not currently on deposit at any Old Second Bank. To receive $75 cash bonus, customer must enroll for an O2 Debit Card and O2 Online Banking at new checking account opening and must be continually enrolled in both services for 30 days. $75 cash bonus will be credited to account within 3-5 weeks thereafter. To receive $50 cash bonus, two or more recurring direct deposits totaling at least $500 must be received in the account within 90 days of initial account opening. $50 cash bonus will be deposited within 1-2 weeks of receiving second direct deposit into the account. Cash bonus may be subject to 1099 reporting. Offer may be withdrawn at any time without notice. Only one cash bonus offer per household.  (2)Debit card benefits provided through agreement with Discover®. Full benefit disclosures provided at time of debit card enrollment. Discover® and the Discover acceptance mark are service marks used by the Old Second Bank under license from Discover Financial Services. Restrictions and limitations apply to some benefits. Contact a representative for information or visit (3)$3.95 monthly paper statement fee if not enrolled in eStatements. Paper statement fee waived if primary account holder is age 65 or better. $50 minimum deposit required to open Money Connection checking account. (4)Annual Percentage Yield (APY) effective as of 8/23/18. Money Builder Savings promotional APY applies only to accounts opened with a minimum of $10,000 new money not currently on deposit at Old Second Bank and customer opens or has an Old Second consumer checking account. Advertised APY based on a 6-month introductory interest rate of 1.50% on balances of $10,000 or more and the current variable interest rates of 0.10% (0.10% APY) for balances of $1,000-$9,999; 0.10% (0.80% APY) for balances of $10,000-$24,999; 0.14% (0.82% APY) for balances $25,000-$49,999; and 0.17% (0.83% APY) for balances of $50,000 or more. $1,000 minimum to open account. No interest is earned on balances below $1,000. A $15 service fee will apply for any month balance falls below $1,000. Rates may change after account is opened. Accounts closed within 90 days of opening will be charged $25. Fees may reduce earnings. Personal accounts only. Rates and promotional offer subject to change without notice.