*Up to $150 cash bonus offer is open only to new personal checking account relationships with Old Second that are opened with money not currently on deposit at any Old Second Bank. To receive $100 cash bonus, customer must enroll for an O2 Debit Card and O2 Online Banking at new checking account opening and must be continually enrolled in both services for 30 days. $100 cash bonus will be credited to account within 3-5 weeks thereafter. ” To receive $50 cash bonus, recurring direct deposits totaling at least $500 must be received in the account within 90 days of initial account opening. $50 cash bonus will be deposited within 1-2 weeks of receiving second direct deposit into the account. Cash bonus may be subject to 1099 reporting. Offer may be withdrawn at any time without notice. Only one cash bonus offer per household. $50 minimum deposit required to open any checking account, except for Premier Plus Checking, which requires $5,000 minimum deposit. Accounts closed within 90 days of opening will be charged $25. Personal accounts only. Fees may reduce earnings on the account. $3.95 monthly paper statement fee if not enrolled in eStatements. Paper statement fee waived if primary account holder is age 65 or better.