Get up to $300 with Old Second! Use promo code EM3 when you open your new checking account online or visit a branch and mention this ad.OPEN ONLINE
*An account is not eligible to receive a cash bonus under this offer if 1) the primary account holder currently has an existing personal checking account (Basic Checking, Convenience Checking, Interest Checking, Interest Plus Checking, Military Checking, Minimum Balance Checking, Premier Checking, O2 Checking, Premier Plus Checking, Convenience Plus Checking and Prime Time Checking (“existing personal checking account”) at Old Second National Bank, 2) has had an existing personal checking account open in the 12 months prior to the date of account opening, or 3) the primary account holder has received a personal checking account-related bonus in the twenty-four months prior to the date of account opening.
The bonuses described in this ad are limited per primary account holder, regardless of the number of accounts opened.
The new “personal checking account” (02 Checking, Premier Plus Checking, Convenience Plus Checking, Military Checking, and Prime Time Checking) must be opened during the promotion period with the code and must have a positive balance on the 90th calendar day from the date the new personal checking account was opened in accordance with the bank’s procedures.
Offers are only available on personal checking accounts and the Money Builder Savings account; business accounts, trusts accounts with EINs, Health Savings Accounts, employee accounts and estate accounts are excluded from this offer.
To receive the first $50 cash bonus, 1) provide the offer code and open a new personal checking account, subject to approval, 2) apply for, and be issued, a debit card tied to the personal checking account within 90 calendar days of account opening and 3) enroll in e-Statements within 90 calendar days of account opening.
To receive $100 cash bonus, 1) you must first meet the requirements of the first $50 cash bonus and 2) receive two or more direct deposits totaling at least $500 in the personal checking account within 90 calendar days of account opening. For purposes of this bonus offer, a direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller, ATM, mobile, remote deposits, or transfers between accounts at Old Second National Bank.
To receive the “savings” bonus, you must open a Money Builder Savings account, which requires a minimum opening deposit of $1,000; The bonus received will be based on the following balances on the 90th calendar day from the date you opened the Money Builder Savings account: bonus of $50 for balances of $5,000-$9,999; bonus of $100 for balances of $10,000-$14,999; bonus of $150 for balances of $15,000 and up. There is no bonus for balances below $5,000.
Offer expires December 31, 2020. $50 minimum deposit required to open all personal checking accounts, except Premier Plus, which requires $5,000 to open. Premier Plus and Prime Time personal checking accounts earn interest. Prime Time earns interest on balances at or over $500 at .05% Annual Percentage Yield (APY). The Premier Plus account has tiered interest rates. For balances of $5,000-$9,999.99 the APY is .05%; for balances of $10,000-$24,999.99, the APY is .05%; for balances of $25,000-$49,999, the APY is .05%; for balances of $50,000+ the APY is .05%. The Money Builder Savings account requires a minimum opening balance of $1,000, and earns an APY of .05% for balances of $1,000-$9,999.99; for balances of $10,000-$24,999.99, the APY is .05%; for balances of $25,000-$49,999.99, the APY is .05%; and for balances of $50,000 or more, the APY is .10%. To earn the bonuses explained in this ad, you must deposit $5,000 into the Money Builder Savings account by the 90th calendar day from the date the personal checking account was opened, which earns an APY of .05%. APYs are accurate as of 4/1/2020 and may change at any time. Specials and introductory rates may impact the APYs disclosed. Accounts closed within 90 calendar days of personal checking account opening may be charged $50 and may forfeit any cash bonus earned. $3.95 monthly paper statement fee applies to personal checking accounts if not enrolled in e-Statements. Paper statement fee waived if primary account holder is age 65 or better. Fees may reduce earnings. On the 90th calendar day following the opening of the personal checking account, the relationship will be reviewed to determine if activity met offer requirements. If requirements are met, the cash bonuses will be credited to the personal checking account within 10 calendar days. Cash bonuses may be subject to 1099 reporting. Employees of Old Second National Bank are not eligible for this promotion. “O2” and “Old Second” each refer to Old Second National Bank.