Start by gaining more control.
Let us help you manage your time and your company’s cash flow with online and mobile banking solutions that put you in control of your cash management operations.
Online options
Banker's hours are your hours—with the convenience of Old Second’s online banking solutions, you have 24/7 access to the real-time interactive information and tools you need to efficiently manage your company's finances.
BENEFITS:- Transfer funds
- Review account balance and transactions
- Initiate wire transfers
- Set up email alerts
- View and print statements
- Mobile options
- Cash management
- Bank-to-Bank Transfers
GET STARTED:
- To enroll, contact a business banker at
877-866-0202 or click here - View Online Banking Terms & Conditions
Turn your mobile device into a payment terminal
Our Mobile Credit Acceptance app makes transactions as easy as using your phone. See what it can do for you.
Remote solutions
It's nice to have options. Whether you connect with us in-person, online or through your mobile phone, you can keep banking wherever your day finds you.
O2 REMOTE DEPOSIT CAPTURE
We provide the scanner and assist with the installation of the software and training you and your staff in its use.
BENEFITS:- Saves trips to the bank
- Later posting deadlines (7 p.m. CT)
- No more record-keeping delays
- Convenient copies of deposits
- Faster identification of returns
- Consolidation of banking relationships
- Receive checks from customers
- Scan the checks with the scanner we provide
- Send the batch to us securely over the Internet
- Contact your local Old Second Bank representative for sign-up information and pricing.
O2 DIGITAL BANKING FOR MOBILE
Visit our O2 Digital Banking page for details on our new O2 Digital Banking mobile app for business.
Mobile credit acceptance
Turn your mobile device into a payment terminal—anywhere, anytime. Old Second's mobile credit acceptance technology uses VirtualMerchant Mobile, giving you the ability to accept payment anywhere you bring your mobile device. The free VirtualMerchant Mobile app works with most Apple®, Blackberry® and Android™ mobile devices.
HOW IT WORKS
With the VirtualMerchant Mobile app, you can accept payments in two ways:
- Key-enter payment information
- Swipe the customer's card through a secure card reader attached to your device
- Download the O2 iPhone® App
- Download the O2 Android™ App
Once payment is entered, customers simply use their fingertip to sign your mobile device's screen. You'll receive payment according to the receivables account you set up with the app. The customer has the option of receiving an email receipt.
Customer Payment Portal (CPP)
Old Second’s Customer Payment Portal (CPP) makes it easy for businesses and non-profits to accept payments or donations. A custom URL is provided to the client, designed according to the client’s brand. This URL is added to the client’s website, creating a seamless experience for the end-user.
MAKE AN APPOINTMENT TODAY:1-877-866-0202 or click here
HOW IT WORKS
VARIETY OF PAYMENTS ACCEPTED:
- Single payments from checking or savings
- Recurring payments from checking or savings
- Credit card payments, both single and recurring
- Increase revenue/donations
- View multiple reports and transaction tracking
- Offer 24/7 payment option
- Offer secure, high-tech option for customers
Lockbox services
Review check and document images, along with other data that has been captured in your lockbox, online anytime.
ONLINE ACCESS
BENEFITS:
- Accelerates the collection of your company's receivables and improves overall cash flow
- Reduces the expense of in-house processing
- Provides same-day reporting and remittance information
- Flexible remittance processing
- Increases security against theft and fraud
- Eliminates the need to prepare deposits and travel expenses to the bank
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