Checking account rates

At Old Second Bank, we offer competitive rates on all our checking accounts.


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Checking1
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Balance To Earn APY
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Rate
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APY
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Min To Open
Interest Plus Checking $500 0.05% 0.05% $500
PrimeTime Club Checking $500 0.05% 0.00% $50
Premier Plus Checking under $5,000 0.00% 0.00% $5,000
Premier Plus Checking $5,000 - 9,999 0.05% 0.05% --
Premier Plus Checking $10,000 - 24,999 0.10% 0.10% --
Premier Plus Checking $25,000 - 49,999 0.12% 0.12% --
Premier Plus Checking $50,000 + 0.12% 0.12% --
Health Savings Checking under $1,000 0.05% 0.05% $25
Health Savings Checking $1,000 - 4,999 0.05% 0.05% --
Health Savings Checking $5,000 - 9,999 0.05% 0.05% --
Health Savings Checking $10,000 - 24,999 0.08% 0.08% --
Health Savings Checking $25,000 - 49,000 0.10% 0.10% --
Health Savings Checking $50,000 + 0.10% 0.10% --

Call for IRA rates.
APY - Annual percentage yield.
1Rates may change after account is opened. Fees could reduce earnings.
Effective as of 7.11.14

View our other account rates: Savings, CD Rates, Home Equity & Auto Rates, Mortgage Rates

View our Calculators to calculate your interest.