Savings account rates

At Old Second Bank, we offer competitive rates on all our savings accounts.


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Saving and Money Market1
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Balance To Earn APY
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Rate
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APY
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Min To Open
Regular Savings Plus $0 0.05% 0.05% $50
O2 Money Builder Savings under $1,000 0.00% 0.00% $1,000
O2 Money Builder Savings $1,000 - 9,999 0.05% 0.05% --
O2 Money Builder Savings $10,000 - 24,999 0.05% 0.05% --
O2 Money Builder Savings $25,000 - 49,999 0.08% 0.08% --
O2 Money Builder Savings $50,000 + 0.08% 0.08% --
O2 Money Manager Money Market under $5,000 0.00% 0.00% $5,000
O2 Money Manager Money Market $5,000 - 24,999 0.08% 0.08% --
O2 Money Manager Money Market $25,000 - 49,999 0.08% 0.08% --
O2 Money Manager Money Market $50,000 - 99,999 0.08% 0.08% --
O2 Money Manager Money Market $100,000 - 249,000 0.10% 0.10% --
O2 Money Manager Money Market $250,000 + 0.15% 0.15% --

Call for IRA rates.
APY - Annual percentage yield.
1Rates may change after account is opened. Fees could reduce earnings.
Effective as of 10/15/14

View our other account rates: Checking Rates, CD Rates, Home Equity & Auto Rates, Mortgage Rates

View our Calculators to calculate your interest.