CD rates

At Old Second Bank, we offer competitive rates on all our CDs.


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CDs1
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MIn Balance To Earn APY
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Term
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Rate
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APY

Certificates of Deposit

Customers with checking, savings, or money market
accounts are eligible for relationship pricing.

$1,000 3 mo 0.05% 0.05%
Certificates of Deposit $1,000 6 mo 0.05% 0.05%
Certificates of Deposit $1,000 12 mo 0.10% 0.10%
Certificates of Deposit $1,000 18 mo 0.30% 0.30%
Certificates of Deposit $1,000 24 mo 0.40% 0.40%
Certificates of Deposit $1,000 30 mo 0.45% 0.45%
Certificates of Deposit $1,000 36 mo 0.55% 0.55%
Certificates of Deposit $1,000 48 mo 1.00% 1.00%
Certificates of Deposit $1,000 60 mo 1.20% 1.21%

Specials-CD

(Customer must have checking, savings, or money market account)

$1,000 15 mo 0.45% 0.45%

Call for IRA rates.
APY - Annual percentage yield.
1A penalty may be imposed for early withdrawal.
Effective as of 10/15/14

View our other account rates: Checking Rates, Savings, Home Equity & Auto Rates, Mortgage Rates

View our Calculators to calculate your interest.