CD rates

At Old Second Bank, we offer competitive rates on all our CDs.


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CDs1
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MIn Balance To Earn APY
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Term
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Rate
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APY

Certificates of Deposit

Customers with checking, savings, or money market
accounts are eligible for relationship pricing.

$1,000 3 mo 0.05% 0.05%
Certificates of Deposit $1,000 6 mo 0.05% 0.05%
Certificates of Deposit $1,000 12 mo 0.10% 0.10%
Certificates of Deposit $1,000 18 mo 0.30% 0.30%
Certificates of Deposit $1,000 24 mo 0.40% 0.40%
Certificates of Deposit $1,000 30 mo 0.45% 0.45%
Certificates of Deposit $1,000 36 mo 0.55% 0.55%
Certificates of Deposit $1,000 48 mo 1.00% 1.00%
Certificates of Deposit $1,000 60 mo 1.99% 2.00%

Specials-CD

(Customer must have checking, savings, or money market account)

$1,000 30 mo
(1st 10 mo)
0.50%
1.00%
APY for
full 30 mo
Certificates of Deposit $1,000 30 mo
(2nd 10 mo)
1.00%  
Certificates of Deposit $1,000 30 mo
(3rd 10 mo)
1.50%  
  $1,000 45 mo
(1st 15 mo)
0.75%
1.37%
APY for
full 45 mo
Certificates of Deposit $1,000 45 mo
(2nd 15 mo)
1.35%  
Certificates of Deposit $1,000 45 mo
(3rd 15 mo)
2.00%  

Call for IRA rates.
APY - Annual percentage yield.
1A penalty may be imposed for early withdrawal.
Effective as of 12/10/14

View our other account rates: Checking Rates, Savings, Home Equity & Auto Rates, Mortgage Rates

View our Calculators to calculate your interest.