Auto & Personal Loan Rates

At Old Second Bank, we offer competitive rates on all our loans.


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AUTO & PERSONAL LOAN Rates
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APR
Auto Loans as low as 4.981*
Unsecured Personal Loans Contact us for rate

*APR = Annual Percentage Rate. Offer based on loan term of 36 months. Old Second Bank finances 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In vehicles five model years or newer; 85% of the NADA Clean Trade-In value for vehicles six or seven model years old. Acceptable collateral must be an auto with a model year of 2010 or newer. Mileage not to exceed 100,000 miles. The maximum interest rate for this offer is 10.439% APR and the minimum approved loan amount is $4,000.00. Purchasing a new 2016 or 2017 model year vehicle from dealership with a loan amount of $20,000 for 36 months at 4.981% APR will result in an approximate monthly payment of $599.24. Rates current as of December 23, 2016, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. There is a $100.00 application fee.

View our Calculators.