Saving money is the best way to prepare for your future. And the best time to get started is today. Compare your options now.
We understand that you have hopes and dreams—from putting your kids through college to taking a memorable family vacation. Even if you start your savings plan with only a few dollars a week, once you commit to doing so regularly, it can help you build sizeable balances over time. At Old Second, we can help you set up a savings plan that matches your budget.
A simple and easy way for anyone and everyone to save. The Regular Savings requires a $250 minimum deposit to open and a $250 minimum balance to avoid a $3.00 service fee. No minimum balance is required to earn interest*.BENEFITS:
A smart way to manage your money. The interest you earn increases with your balance.* Requirements include a minimum of $5,000 to open and a $5,000 daily balance to earn interest and avoid a $15 monthly service fee.BENEFITS:
Make the connection to higher interest rates. Choose the O2 checking account that best suits your needs and link it to either an O2 Money Manager Money Market account or an O2 Money Builder Savings account.BENEFITS:
A faster, more efficient way to build savings if you are able to maintain a higher daily balance.* An O2 checking account is required along with a minimum $1,000 to open and a $1,000 daily balance to earn interest and avoid a $15 monthly service fee.BENEFITS:
Making savings routine has been the starting point for many families' fortunes.
A safe and stable savings option for those who can put their money away for longer periods of time.* Terms range from 3 months to 5 years (60 months).BENEFITS:
A tax-advantaged way of paying for medical expenses—current and future—while earning attractive rates of interest on your idle balances. A HIGH DEDUCTIBLE HEALTH PLAN (HDHP) IS REQUIRED.BENEFITS:
Contact a personal banker at 877-866-0202