Whether you are just embarking on your financial life or looking for a better banking relationship, count on Old Second for an option that addresses your needs. Click here to compare all of your personal checking account options. And if you already have a checking account with us and currently make use of our ATM/debit overdraft protection services, please take a moment to opt in—federal regulations require you to verify your choice to continue this service. Click here to opt in. If you do not wish to take advantage of these services, click here to opt out.
A great choice for anyone. $50 minimum opening balance. If you enroll in eStatements, there are no monthly fees or required minimum balances.*BENEFITS:
Designed for a dorm-room budget. The minimum opening balance is $50, and there are no monthly fees or minimum balances required if you are enrolled in eStatements.*BENEFITS:
More than checking with interest, you gain access to checking with an interest rate that is linked to your balances—the higher your balances, the higher the rate of interest you earn.* The minimum to open is $5,000. You must maintain $5,000 in this account or $20,000 total combined balances to avoid a $17.00 monthly service fee. A $5,000 minimum balance is required to earn interest.BENEFITS:
An account for those who need greater flexibility regarding their withdrawal options. The minimum opening balance is $50. $5.95 monthly fee or monthly direct deposit or $1,000 average balance or $5,000 total balance in combination of deposit accounts.BENEFITS:
Make the connection to higher interest rates. Choose the O2 checking account that best suits your needs and link it to either an O2 Money Manager Money Market account or an O2 Money Builder Savings account.BENEFITS:
If you are at least 55 years old and have combined balances of $10,000 or more in your Old Second deposit or wealth management accounts, you qualify for our "club" experience. The minimum opening balance is $50.BENEFITS:
Learn more or contact a personal banker 877-866-0202.View Calendar