Play your cards right

When it comes to living in a cashless society, you need access to "plastic" that is molded to your needs. From debit and credit cards to reloadable cards and employer payday cards, we offer a full range of card options that can help you exert better control over how your money is spent.


Debit Card

Keeping track of your day-to-day expenses and your cash balances has never been easier. With our O2 Debit Card, you gain access to the convenience of a widely accepted card and the safety of a secure, global ATM network. Thanks to our Debit Rewards program, the added perks help make your payment choice pay for itself.

DEBIT CARD


Wherever you go, when you access your checking account through your debit card, you do so in a safe, secure and convenient way.

BENEFITS:
  • Payment is taken directly from your account, the way it would be if you wrote a check or used an ATM withdrawal to pay in cash
  • Free withdrawals at all Old Second ATMs with O2 logo
  • Unlimited withdrawals at 70,000 Moneypass® Network locations worldwide
  • Automatic record-keeping of all transactions
  • ATM balance inquiry fee of $1.00 per inquiry

MONEYPASS®


Use your O2 Debit Rewards card for cash withdrawals at MoneyPass® ATM network throughout the world and avoid third-party surcharges in the U.S.

BENEFITS:
  • You can locate a MoneyPass® ATM by looking for the MoneyPass® logo, visiting the Moneypass® Network website or by downloading the iPhone® or Android™ app to your smartphone. Look for the MoneyPass® logo at many Walgreens, Dunkin Donuts, Wal-Mart, Woodman's Foods, and US Bank, Northern Trust or Associated Bank locations.
Download the O2 iPhone® Moneypass® App*
Download the O2 Android™ Moneypass® App
*iPhone® is a registered trademark of Apple, Inc.

DEBIT REWARDS PROGRAM


At Old Second it literally pays to use your O2 Debit Card, thanks to your membership in the O2 Debit Rewards program.

BENEFITS:
  • Earn points automatically that may be redeemed for travel, shopping, entertainment and more
  • Accumulate one (1) point for every $4.00 when signing for purchases made with card
  • Online access to point balances and Reward Catalog
  • Swype—special offers for instant savings at your favorite local stores and restaurants (received in your choice of cash or bonus points)
Sign up now

Credit card

Pay for purchases on your own terms.

ELAN® CREDIT CARD


Pay no annual fees with an O2 credit card issued by Elan®.

BENEFITS:
  • Get cash fast at 1 million ATMs worldwide
  • Use at millions of locations worldwide
  • Receive car rental discounts
  • Make online purchases safely with the Verified by Visa® program. Shop at participating online stores and enter your password for added security. To sign up, click here.
  • 24-hour card service at 800-558-3424
  • We have other specialty cards, such as Visa® Bonus Rewards Card, Visa® College Rewards and Secured Visa®.

For more information, call 877-866-0202 or email us.

Easy online application process
Check your credit card balance

Prepaid cards

When giving or carrying cash doesn’t seem like the right option, consider using one of our prepaid cards instead. Whether you use these cards as gifts, to pay an allowance to your children or you decide it would be more convenient to receive your salary on one, we have an option that will suit your need.

GIFT CARDS


It’s a gift that always fits, comes in the right color and will be exactly what the recipient wants.

BENEFITS:
    • May be purchased for amounts between $25–$500 through lobby tellers at any Old Second branch
    • Gift cards may be used just like credit cards—the difference is: They have a prepaid balance
    • Accepted by the more than 19 million merchants that accept MasterCard®
    • May be used as many times as the recipient chooses, until all of the card’s balance has been used or the card expires

Balances may be monitored online by clicking here or by calling 866-874-9027.

RELOADABLE CARDS


A safer way of carrying cash while on vacation and a more convenient way to provide spending money to students in college.

BENEFITS:
  • Available for purchase through lobby tellers at any Old Second location
  • Access cash through any of the 70,000 MoneyPass® Network ATMs worldwide
  • Option to personalize with the cardholder's name

Call 877-866-0202 for more information. Balances may be monitored online by clicking here.

PAYDAY CARDS


Access your salary more quickly.

BENEFITS:
  • Available to employees of businesses that are Old Second customers and offer employees direct deposit
  • 24/7 access to funds—no rushing to the bank or check-cashing facility to cash a payroll check
  • Eliminates high check-cashing fees
  • Safer than carrying cash since replaceable if lost or stolen
  • Funds added to the card are immediately available
  • ATM cash withdrawal/POS wherever MasterCard is accepted/can set up recurring payments or transfers
  • Can use card in person/on the telephone/online

Call 877-866-0202 for more information. Balances can be monitored online by clicking here.