Discover the benefits

Old Second's Discover® debit card program combines our commitment to you with the innovative offerings of
Discover® Network. Read the FAQ.


The basics

Old Second's Discover® debit card program utilizes impressive fraud prevention and data-security tools. Customers will enjoy broad merchant acceptance at 9 million locations worldwide, around the clock reliability and an innovative card benefits program backed by Discover Network.

DISCOVER PERSONAL

Consumers enjoy great advantages through the power of Discover.

BENEFITS:
  • O2 Debit Rewards earns you one point for every $4 spent on a signature or a non-pinned debit transaction, redeemable for merchandise, gift cards or travel. Also enjoy Swype rewards like cash back or bonus points from local stores, restaurants or online merchants. Learn more.
  • Lowest Purchase Price Guarantee reimburses you up to $250 if you find the identical item at another store at a lower price within 60 days of purchase.
  • Zero Liability protects you against unauthorized use of your Old Second Discover® Debit Card.
  • Purchase Protection on items stolen or damaged within 90 days of purchase, you are eligible to be reimbursed for up to $500.
  • Surcharge-free withdrawals at MoneyPass® Network ATMs. Easily find a MoneyPass® ATM anywhere with the convenient MoneyPass® locator app.
  • Access to more than 400,000 ATMs nationwide.
  • Broad merchant acceptance.
  • And much more.
  • View the Discover Consumer Benefits PDF Guide.

DISCOVER BUSINESS

Businesses streamline their day-to-day purchases and their employees utilize powerful benefits from Discover.

BENEFITS:
  • HR Consultant Services provides your business with assistance on issues such as: employee recruitment, retention and performance; policies and procedures, and regulations.
  • Attorney on Call grants you access to generic legal information and local attorney referral upon request. Learn more on topics such as: without limitation, family law, landlord-tenant, real estate, business law, commercial litigation and immigration.
  • O2 Debit Rewards earns you one point for every $4 spent on a signature or a non-pinned debit transaction, redeemable for merchandise, gift cards or travel. Also enjoy Swype rewards like cash back or bonus points from local stores, restaurants or online merchants. Learn more.
  • Lowest Purchase Price Guarantee reimburses you up to $250 if you find the identical item at another store at a lower price within 60 days of purchase.
  • Access to more than 400,000 ATMs nationwide.
  • And much more.
  • View the Discover Business Benefits PDF Guide.

Discover® and the Discover acceptance mark are service marks used by Old Second Bank under license from Discover Financial Services.