At Old Second, we offer the service and solutions to make banking hassle-free. From packaged solutions featuring our most popular products, to individual solutions customized to your needs, we look forward to helping you start banking like the business you want to become.
Our business banking service packages bundle all the features your business needs with the convenience and quality of service you may not be expecting from an "off the shelf" business banking program. Contact a business banker at 877-866-0202.
For business owners who simply want "the basics" and do not require a large credit line or a lot of unnecessary "bells and whistles," this package offers a feature-rich service bundle.
This package is designed for businesses with higher transaction levels and those requiring more sophisticated cash management needs and growth strategiesBENEFITS:
When you own a business, you often need to take credit—not just for what you do, but for what you'd like to do in the future. That's where we come in. At Old Second, we offer a wide range of credit options to help you grow into the business you want to become. Contact your loan officer to develop the solution that is right for you.
Regardless of your need, we can structure a loan customized to meet your objectives.
Old Second participates in the following SBA programs:
Secure funding for times when you need it and with terms structured around your cash-flow cycle.USES:
When your equipment financing deal requires an extra level of comfort—a guarantee of either your future performance under a contract or that of a vendor's—we can provide a variety of options for closing your deal to the satisfaction of all involved parties.
BusinessManager® is an online program which allows you to get cash for your accounts receivable deposited directly into your bank account by selling them to the bank at a discount. Funds are then deposited into your account, giving you the positive cash flow you need.
Contact a representative for sign up information and pricing.
We offer you a variety of products and services to help manage your company's daily banking functions while enhancing your cash balances. Our services are available through prepackaged options, or you can work with your banker to build your own suite of products.
Collect and disburse payments efficiently and securely.
Tailored to the specific features and services you prefer.
These services help keep your funds and your transactions safe and secure.
The O2 Business Debit Card is the perfect solution for you or your employees. And with membership in the O2 Business Debit Rewards program, it literally pays to use when they use your O2 Business Debit Card. Contact your banker to enroll.
By simply signing or using the credit option when making a purchase, O2 Rewards cardholders earn 1 point for every $4 spent. Cardholders can use their points towards hundreds of rewards including gift cards, merchandise, travel, experiences, green products, charitable donations and more.
O2 Rewards members have exclusive access to several ways to earn bonus points and save big. Multiply the number of points you earn up to 5x when you follow the links and shop with the O2 Rewards debit card.