Start by gaining more control

Let us help you manage your time and your company’s cash flow with online and mobile banking solutions that put you in control of your cash management operations.


Online options

Banker's hours are your hours—with the convenience of Old Second’s online banking solutions, you have 24/7 access to the real-time interactive information and tools you need to efficiently manage your company's finances.

BENEFITS:
  • Transfer funds
  • Review account balance and transactions
  • Initiate wire transfers
  • Set up email alerts
  • View and print statements
  • Mobile options
  • Cash management
  • Bank-to-Bank Transfers 
    $3 per transfer  Enroll now

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Remote solutions

It's nice to have options. Whether you connect with us in-person, online or through your mobile phone, you can keep banking wherever your day finds you.

O2 REMOTE DEPOSIT CAPTURE


We provide the scanner and assist with the installation of the software and training you and your staff in its use.

BENEFITS:
  • Saves trips to the bank
  • Later posting deadlines (7 p.m. CT)
  • No more record-keeping delays
  • Convenient copies of deposits
  • Faster identification of returns
  • Consolidation of banking relationships
HOW IT WORKS
  • Receive checks from customers
  • Scan the checks with the scanner we provide
  • Send the batch to us securely over the Internet
GET STARTED
  • Contact your local Old Second Bank representative for sign-up information and pricing. 

O2 MOBILE BANKING


We know you are on the go, and now, so are we. Connect with Old Second and keep banking.

BENEFITS:
  • Check balances anytime
  • View 15 days of transactions
  • Enter bill payments for existing payees
  • View alerts
  • Fingerprint Authentication 
    (On iOS and Android devices with feature)
MOBILE DEPOSIT:
  • Make mobile deposits right from the O2 Mobile Banking app
    (O2 Online Banking required)
GET STARTED
 

Mobile credit acceptance

Turn your mobile device into a payment terminal—anywhere, anytime. Old Second's mobile credit acceptance technology uses VirtualMerchant Mobile, giving you the ability to accept payment anywhere you bring your mobile device. The free VirtualMerchant Mobile app works with most Apple®, Blackberry® and Android™ mobile devices.

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HOW IT WORKS


With the VirtualMerchant Mobile app, you can accept payments in two ways:

  • Key-enter payment information
  • Swipe the customer's card through a secure card reader attached to your device
  • Download the O2 iPhone® App
  • Download the O2 Android™ App

Once payment is entered, customers simply use their fingertip to sign your mobile device's screen. You'll receive payment according to the receivables account you set up with the app. The customer has the option of receiving an email receipt.


Customer Payment Portal (CPP)

Old Second’s Customer Payment Portal (CPP) makes it easy for businesses and non-profits to accept payments or donations. A custom URL is provided to the client, designed according to the client’s brand. This URL is added to the client’s website, creating a seamless experience for the end-user.

MAKE AN APPOINTMENT TODAY:

HOW IT WORKS


VARIETY OF PAYMENTS ACCEPTED:
  • Single payments from checking or savings
  • Recurring payments from checking or savings
  • Credit card payments, both single and recurring
ADVANTAGES:
  • Increase revenue/donations
  • View multiple reports and transaction tracking
  • Offer 24/7 payment option
  • Offer secure, high-tech option for customers

Lockbox services

Review check and document images, along with other data that has been captured in your lockbox, online anytime.

ONLINE ACCESS


BENEFITS:
  • Accelerates the collection of your company's receivables and improves overall cash flow
  • Reduces the expense of in-house processing
  • Provides same-day reporting and remittance information
  • Flexible remittance processing
  • Increases security against theft and fraud
  • Eliminates the need to prepare deposits and travel expenses to the bank


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