Start by gaining more control

Let us help you manage your time and your company’s cash flow with online and mobile banking solutions that put you in control of your cash management operations.


Online options

Banker's hours are your hours—with the convenience of Old Second’s online banking solutions, you have 24/7 access to the real-time interactive information and tools you need to efficiently manage your company's finances.

BENEFITS:
  • Transfer funds
  • Review account balance and transactions
  • Initiate wire transfers
  • Set up email alerts
  • View and print statements
  • Mobile options
  • Cash management

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Remote solutions

It's nice to have options. Whether you connect with us in-person, online or through your mobile phone, you can keep banking wherever your day finds you.

O2 DEPOSIT SCAN


Banking from your desk is a reality with Old Second's O2 Deposit Scan. Just log in and you’re ready to make deposits using your flatbed scanner.

BENEFITS:
  • Security and audit trails
  • State-of-the-art, 256-bit encryption
  • Intuitive user interface
  • Auto cropping and image correction
  • Velocity tools, such as deposit limits
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O2 REMOTE DEPOSIT CAPTURE


We provide the scanner and assist with the installation of the software and training you and your staff in its use.

BENEFITS:
  • Saves trips to the bank
  • Later posting deadlines (7 p.m. CT)
  • No more record-keeping delays
  • Convenient copies of deposits
  • Faster identification of returns
  • Consolidation of banking relationships
HOW IT WORKS
  • Receive checks from customers
  • Scan the checks with the scanner we provide
  • Send the batch to us securely over the Internet
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  • Contact your local Old Second Bank representative for sign-up information and pricing. To learn more, view the O2 Mobile Deposit Demo.

O2 MOBILE DEPOSIT


Make deposits with your Web-enabled (and camera-ready) mobile phone or other mobile devices and bank where you want when you want, and how you want.

BENEFITS:
  • Saves trips to the bank and on postage
  • Less time until checks clear
  • Secure
GET STARTED

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Mobile credit acceptance

Turn your mobile device into a payment terminal—anywhere, anytime. Old Second's mobile credit acceptance technology uses VirtualMerchant Mobile, giving you the ability to accept payment anywhere you bring your mobile device. The free VirtualMerchant Mobile app works with most Apple®, Blackberry® and Android™ mobile devices.

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HOW IT WORKS


With the VirtualMerchant Mobile app, you can accept payments in two ways:

  • Key-enter payment information
  • Swipe the customer's card through a secure card reader attached to your device
  • Download the O2 iPhone® App
  • Download the O2 Android™ App

Once payment is entered, customers simply use their fingertip to sign your mobile device's screen. You'll receive payment according to the receivables account you set up with the app. The customer has the option of receiving an email receipt.

iPhone® and iPad® are registered trademarks of Apple, Inc.


Lockbox services

Review check and document images, along with other data that has been captured in your lockbox, online anytime.

ONLINE ACCESS


BENEFITS:
  • Accelerates the collection of your company's receivables and improves overall cash flow
  • Reduces the expense of in-house processing
  • Provides same-day reporting and remittance information
  • Flexible remittance processing
  • Increases security against theft and fraud
  • Eliminates the need to prepare deposits and travel expenses to the bank