Home > Savings Options Comparison Chart
Savings Options Comparison Chart
| |
Money Manager Money Market |
Money Builder Savings |
Regular Savings Plus |
Certificates of Deposit |
| Account qualifications, minimum balances, monthly fees |
$5,000 min. bal. Below min. $15. |
Must have O2 Checking acct. $1,000 min. bal. Below min. $15. |
$50 min. bal. Below min. $5. |
$1,000 min. bal. |
| Minimum opening balance |
$5,000 |
$1,000 |
$50 |
$1,000* |
Interest rates
Click to see today's rates |
Tiered |
Tiered |
Yes |
Varies depending on term |
| Withdrawals/transactions per month |
Six ($12 per excess withdrawal/transaction) |
Six ($12 per excess withdrawal/transaction) |
Three ($1.50 per excess withdrawal/transaction) |
Any withdrawals prior to maturity are subject to a penalty fee |
| Free O2 Online Banking and email alerts |
Yes |
Yes |
Yes |
N/A |
| Available to connect via Money Connection |
Yes |
Yes |
No |
No |
| Exclusive to Money Connection |
No |
Yes |
No |
No |
* Ask a representative for IRA rates, terms and conditions.