Solutions

Apply for a Residential Loan Learn More

Apply for a residential loan using our simple online application. 

Check Residential Loan Rates Learn More

Check current residential loan rates. 

Review Your Loan Status Learn More

Review your the status of your in process loan. 

Residential Lending Tools Learn More

Use Residential Loan Calculators, get answers to frequently asked questions and more. 

First-time Homebuyer Learn More

Are you ready to take the first step toward home ownership? At Old Second we have everything you need to get up to speed and into your first house as quickly as possible.

Experienced Homebuyer or Owner Learn More

Turn to Old Second for guidance and personalized solutions whether you’re purchasing a new or additional property, refinancing your current mortgage or looking into leveraging your home’s equity.

Special Financing Situations Learn More

At Old Second, we recognize that certain residential real estate transactions need special attention. Whether you need a reverse mortgage to help your parents stay in their home, or a financing arrangement structured to turn a vacant lot into a dream vacation home, our lenders can work with you to create a loan structure to fit your needs and achieve your goals.

S.A.F.E. Act Information Learn More

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) is designed to enchance consumer protection and reduce fraud by encouraging states to establish minimum standards for the licensing and registration of state-licensed mortgage loan originators.  Consumers may got to a public web site and review the current status and work history of all registered mortgage loan originators.  For a list of Old Second's S.A.F.E. Act registered mortgage loan officers and instructions on how to research those lenders, click the LEARN MORE button above.