Home > Checking Options Comparison Chart
Checking Options Comparison Chart
| |
Free Checking |
Convenience Checking |
Interest Checking |
Prime Time Club Checking |
Premier Checking |
| Balance requirements |
Not required |
Not required |
$500 minimum daily balance |
Not required |
$2,000 minimum average daily balance |
| Minimum opening deposit |
$50 |
$50 |
$500 |
$50 |
$5,000 |
Interest rates
Click to see today's rates |
N/A |
On balances of $500+ |
On balances of $500+ |
On balances of $500+ |
Tiered interest rates |
| Debit card fees |
$2.00 per withdrawal at non-O2 and non-MoneyPass ATMs |
$2.00 per withdrawal at non-O2 and non-MoneyPass ATMs |
$2.00 per withdrawal at non-O2 and non-MoneyPass ATMs |
3 free withdrawals per cardholder at non-O2 ATMs*, then $2.00 per withdrawal at non-O2 and non-MoneyPass ATMs |
Unlimited withdrawals at non-O2 ATMs* |
| First order of checks |
Free |
Free |
Free |
Free |
Free |
| Free O2 Online Banking, BillPay, email alerts, and O2 Debit Card |
Yes |
Yes |
Yes |
Yes |
Yes |
| Identity Theft Protection |
$1.99/month (free for Money Connection customers) |
$1.99/month (free for Money Connection customers) |
$1.99/month (free for Money Connection customers) |
$1.99/month (free for Money Connection customers) |
$1.99/month (free for Money Connection customers) |
| Free money orders, cashier's checks, and gift cards |
N/A |
N/A |
N/A |
Yes |
N/A |
| Discounted safety deposit box services and travelers checks |
N/A |
N/A |
N/A |
Yes |
N/A |
| ATM balance inquiry fee |
$1.00 |
$1.00 |
$1.00 |
$1.00 |
$1.00 |
* While you won't be charged for foreign ATM transactions by Old Second, the sponsoring bank may charge a fee.